Q&A

We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.

You can expect to see results in at least 30-60 days, with it taking up to 90 days in some cases.

You will need to pay a credit analysis fee of $499 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $199 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.

Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.

Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score. It depends on your case.

For best results, we recommend all clients sign up for IdentityIQ, which is a service that gives you access to all of your credit reports. You then give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report, but this slows the process. You can also upload them to your online portal and send them to us that way.

Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.

We can challenge as many as you want at a single time, the choice is yours.

Anybody who lives in the same household can get the family plan. You do not have to be married.

Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the dispute process.

By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.

Yes, when necessary we will dispute inaccurate information with collectors and creditors.

Sure, call us or fill out a form on the website and we will get back to you.